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Acca Insurance: Best Offers & Bookmakers

Acca InsuranceAccumulator insurance is pretty much an essential for anyone placing acca bets on a regular basis. It provides you with a refund, up to a certain amount, if your accumulator lets you down by just one leg (which we all know happens on a far too often basis).

All the different acca insurance offers vary slightly so below we’ve detailed all the top options so you can see which best fits your needs.

We’ve ranked them by our favourite promotions first:

Top 6: Accumulator Insurance Offers

Acca Insurance
  • Applies to all sports.
  • Minimum of 5 selections.
  • Match bet, match result & btts markets.
  • Max refund of £20.
William Hill Bonuses
  • Bet £10 get £30.
  • Cash out available.

Get acca insurance & bet £10 get £30 bonus!

18+. Play safe. New customers using Promo code H30 only, Min £10/€10 stake, min odds 1/2, free bets paid as 2 x £15/€15, free bets credited after settlement of first qualifying bet, free bets will expire 30 days after the qualifying bet is placed, payment method/player/country restrictions apply. T&C's apply.
Acca Insurance
  • Applies to all football leagues.
  • Minimum of 5 selections.
  • Win-draw-win market only.
  • Max refund of £25.
Ladbrokes Bonuses
  • £50 matched free bet.
  • Cash out available.

Get acca insurance & bet £10 get £30 free bet!

18+ New UK+IRE customers. Paypal and certain deposit types and bet types excluded. Min £5 bet within 14 days of account reg at min odds 1/2 = 4 x £5 free bets. Free bets valid for 7 days on sports, stake not returned, restrictions apply. T&Cs apply.

Acca Insurance
  • Match winner or draw bets only.
  • Min 5 selections in bet.
  • All football matches included.
  • Max £10 refund per day.
Betfred Bonuses
  • Bet £10 get £30 & 60 free spins.
  • Acca insurance on NBA, NHL, MLB & NFL.

Get acca insurance & Bet £10 get £30 & 60 free spins!

New UK & NI customers only. promo code ‘SPORTS60’. Deposit & place first sports bet of £10+ in one bet transaction, at odds of Evens (2.0) +. settled within 60 days. First bet must be on Sports. £30 in Free Bets credited within 48 hours of bet settlement, 7-day expiry. Payment restrictions apply. SMS validation may be required. Max 60 Free Spins on Justice League Comics. 7-day expiry. Full T&Cs apply.

Acca Boost
  • Match result, both teams to score or match result & both teams to score accas.
  • Minimum 1/10 leg odds and 6/4 cumulative odds.
  • At least four legs in the acca.
  • 10% bonus paid as free bet up to £100.
Coral Bonuses
  • Bet £5 get £20.
  • £5 weekly free bet club.

Get acca deal & bet £5 get £20 bonus!

18+ Eligible UK+IRE players. Paypal & some deposit & bet types excl. Min first £5 bet within 14 days of account reg at min odds 1/2 = 4x £5 free bets. Free bets valid for 7 days, stake not returned. No cashout, restrictions + T&Cs apply.

Acca Insurance
  • Applies to all top football leagues.
  • Minimum of 5 selections.
  • Win-draw-win market only.
  • Max refund of £20.
Paddy Power Bonuses
  • £20 risk free bet.
  • Cash out available.
  • Loads of money back specials.

Get acca insurance & a £20 risk free bet!

New customers only, limited to one per person. If you’ve previously had a Paddy Power account, you will not qualify for the offer. Place your FIRST bet on any Sportsbook market and if it loses we will refund your stake in CASH. Max refund for this offer is £20. Only deposits made using Cards or Paypal will qualify for this promotion. T&Cs apply, 18+.

Acca Insurance
  • Win,draw,win & btts bets only.
  • Combo of bet types allowed.
  • Min 5 selections in acca.
  • Max £10 refund in free bets.
Betvictor Bonuses
  • Bet £5 get £30.
  • £20 free bets, £10 game show bonus.

Get Acca Insurance & Bet £5 get £30 bonus!

18+ New Customers only. Deposit, opt in and place a £5 qualifying bet at odds of 2.00 or greater within 7 days of opening a new account; excludes cashed out bets. Receive 2x £10 Free Sports Bets, valid on set events only at odds 2.00 or greater, expires in 7 days.  Plus a £10 Game Show Bonus, selected games, wager 40x to withdraw a max of £250. PayPal and Card Payments only. Geographical Restrictions and T&Cs Apply. Please Gamble Responsibly.

Acca Boost
  • Football, horse racing or greyhound accas.
  • Min 6 legs, all at odds of 1/2 or longer.
  • Only match or race win markets.
  • Max refund of £25 as a free bet.
888Sport Bonuses
  • Bet £10 get £30.
  • Acca Saver & Acca Attack promo’s.

Get acca insurance & bet £10 get £30 bonus!

New customers only – Minimum deposit of £10 using deposit code 30F - A qualifying bet is a ‘real money’ stake of at least £10 placed on any sports market - Minimum odds of 1/2 (1.5) - Free bets credited upon qualifying bet settlement and expire after 7 days - Free bet stakes not included in returns - Deposit balance is available for withdrawal at any time. General deposit method & withdrawal restrictions apply & full T&C’s apply.

Bookmakers With Acca Insurance

Here is a list of all bookies with accumulator insurance and full details of each of their specific promotions and offers:

  1. William Hill
  2. Ladbrokes
  3. Betfred
  4. Coral
  5. Paddy Power
  6. Betvictor
  7. 888Sport

What is Acca Insurance?

With so many online bookmakers vying for the attention and business of punters, new types of promotions and offers are regularly launched in order to tempt in new customers. A prime example of this is acca insurance, which is a comparatively new form of promotion run by a number of the largest betting sites.

Referring specifically to accumulators, acca insurance is an offer from bookmakers which provides some form of refund of a punter’s losing stake if an accumulator fails due to just one of its legs being unsuccessful. As such, they are promotions which will not make any punters rich but do serve to ease the frustration associated with a potentially very beneficial bet failing at the last.

The reason why acca insurance has begun to be offered by many bookmakers is due to the broad popularity of accumulators – especially football accumulators – with punters. Due to that, too, insurance offers have proved to be a hit with many punters and with that in mind you might want to read on to find out exactly how it works.

How Does Accumulator Insurance Work:

The majority of these offers, as you can see by the listings above, are very similar. Most notably, they all involve the refund or partial refund of a punter’s stake if they place an accumulator and see it lose due to the failure of just one leg.

How to qualify:

All promotions, too, place some form of limitation or criteria upon which accumulators qualify for the insurance. In the vast majority of cases, accas must be…

  1. Five legs or more.
  2. Add up to a certain minimum odds level.
  3. Placed on a specific sport, usually football.
  4. Placed on certain markets only specified by the offer T&C’s

How refunds are paid:

How refunds are paid is also an important element of acca insurance offers. They are only ever paid if just one leg lets you down and in most cases paid in the form of free bets. Those free bets are non-withdrawable and can often be placed on only specific markets. The free bets, too, are generally matched in value to a punter’s losing stake but only up to a certain point. Most accumulator insurance promotions, in fact, have a maximum refund amount of around £25 to £50.

To help you gain a better understanding, too, we now also provide a trio of working examples of how this can play out in practice.

Example #1 – A Winning Accumulator


  • A punter places a £10 accumulator which meets all of their chosen bookmaker’s insurance criteria and has total odds of 10/1.
  • Each leg of the acca is successful.
  • The punter’s account is credited with winnings worth £110.
  • There is no refund provided.

Example #2 – Acca Loses By One Leg


  • A punter places a £10 accumulator which meets all of their chosen bookmaker’s insurance criteria and has total odds of 10/1.
  • All but one of the legs of the acca are successful.
  • The bet, therefore, is a loser and there are no winnings credited to the punter’s account.
  • A £10 refund is credited to the punter’s account. Depending on the individual bookmaker, this may be in the form of a free bet, bonus funds or as cash.

Example #3 – Acca Loses By More Than One Leg


  • A punter places a £10 accumulator which meets all of their chosen bookmaker’s insurance criteria and has total odds of 10/1.
  • More than one leg of the accumulator fails.
  • The bet, therefore, is a loser and no winnings are credited to the punter’s account.
  • The bet doesn’t qualify for a refund, so no free bet or other form of compensation is provided either.
Dean Wyatt

Author: Dean Wyatt

Dean Wyatt is the founder and editor here at Acca Nation. He’s been betting sports for over 20 years and is a profitable sports trader on the exchanges.

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